Terms of Service

Last updated: January 1, 2026

1. Acceptance of Terms

By accessing or using Goldr services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing our services.

2. Eligibility

You must be at least 18 years old and a resident of a supported jurisdiction to use Goldr services. By using our services, you represent and warrant that you meet these eligibility requirements.

3. Account Registration

To use certain features of our services, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

4. Gold Rewards Program

Gold rewards are earned based on qualifying purchases made with your Goldr card. The reward rate is 1% of the purchase amount, calculated at the current gold spot price. Goldr reserves the right to modify the rewards program at any time with notice to users.

5. Gold Storage and Redemption

Your gold is stored in LBMA-certified vaults on an allocated basis. You may redeem your gold for cash, keep it as digital gold, or request physical delivery subject to minimum amounts and applicable fees.

6. Fees

Goldr may charge fees for certain services, including physical gold delivery, expedited transfers, and account maintenance. All applicable fees will be disclosed before you complete a transaction.

7. Prohibited Activities

You agree not to use our services for any unlawful purpose, to violate any laws in your jurisdiction, to infringe on the rights of others, or to interfere with or disrupt our services or servers.

8. Limitation of Liability

To the maximum extent permitted by law, Goldr shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our services.

9. Contact

For questions about these Terms of Service, please contact us at legal@goldr.fi.